The 2026 IRMAA brackets may affect your Medicare premiums and retirement income. Federal Pension Advisor breaks down what these changes mean for federal employees and retirees, offering expert guidance to help you manage costs and protect your financial future. Stay informed and prepared with personalized retirement planning support. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge