With the I Bond composite rate projected to land at 3.98% starting May 2025, many investors are questioning the value of holding or buying more I Bonds. This article dives deep into how that rate is calculated, what it means for your savings in the current economic environment, and whether these inflation-protected investments are still a smart choice for risk-averse portfolios. https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025